IUL vs Annuities: Making Sense of Complex Financial Tools

By: Terry Hobbs

Published on: 06/01/2025

In today's complex financial landscape, investors face an array of choices for securing their financial future. Two particularly powerful options—Indexed Universal Life Insurance (IUL) and annuities—stand out as versatile tools that can serve different yet complementary roles in a comprehensive financial strategy. Let's dive deep into these financial instruments to understand their unique features, benefits, and ideal use cases.